What is the best free bill-splitting app?

For trips, Tricount: free with no expense cap. For your home, Busimy: free, no expense cap, and your personal finances too.

Do I need to install anything?

Depends on the app. Busimy works in the phone browser and can be added to the home screen.

The best bill-splitting apps (2026 comparison)

By Dionel Azar, creator of Busimy · Updated October 31, 2026

The most used bill-splitting apps are Splitwise, Tricount, Settle Up, Splid and Busimy. For a trip, a free app with no expense cap like Tricount is enough; for a household with personal and shared expenses, pick one that also runs your finances, like Busimy.

What to check before choosing

Whether the free plan caps expenses per day.
Whether everyone needs an account or a link is enough.
How it splits: equal, amounts, percentages, by income.
Whether it handles several currencies without mixing them.
Whether it is only for the group or also for your own spending.

The apps, compared

From each app's store listing and website in October 2026. Prices and features change: check them before choosing.
App	Price	Best for	Watch out for
Splitwise	Free with a daily cap; paid Pro	Groups already using it	The free plan's daily expense cap
Tricount	Free	Trips and events	Only splits expenses
Settle Up	Free with a paid tier	Long-term groups	Features in the paid tier
Splid	Free with a paid tier	Groups without accounts (with a code)	Limited free groups
Busimy	Free with ads; optional Plus	Home, couples, several currencies	Built for everyday money

For a trip or a night out

For something one-off, simplest wins: a free app where everyone adds what they paid and it tells you who pays whom. Tricount and Splid do that well, and for a quick sum without installing anything there is the split bill calculator.

For your home or your partner

At home expenses never end and mix with personal ones: groceries are shared, your clothes are yours. Pick an app that keeps personal apart from shared, splits by income if you agreed so, and keeps each currency separate if you earn or save in another one. That's what Busimy is built for.

Frequently asked questions

What is the best free bill-splitting app?: For trips, Tricount: free with no expense cap. For your home, Busimy: free, no expense cap, and your personal finances too.
Do I need to install anything?: Depends on the app. Busimy works in the phone browser and can be added to the home screen.