BusimySplitwise alternatives (2026): 6 bill-splitting apps compared
The most used Splitwise alternatives are Tricount (free, no expense cap), Settle Up (long-term groups), Splid (no account needed), Spliit (open source) and Busimy, which besides splitting expenses tracks your personal finances and keeps each currency with its own balance. Which fits depends on whether it’s for a trip or for everyday money.
Why people look for an alternative
Splitwise is still the best-known bill-splitting app, but its free plan caps how many expenses you can add per day, and features like receipt scanning or currency conversion moved to Splitwise Pro, which is paid. A group that records a lot (a household, a long trip) hits that cap fast.
The 6 alternatives, in one table
| App | Price | Best for | Keep in mind |
|---|---|---|---|
| Busimy | Free with ads; Plus for unlimited AI | Home or couples: shared and personal money, in several currencies | Built for everyday money more than a one-off trip |
| Tricount | Free | Trips and groups: no expense cap | Only splits expenses: doesn't track your personal finances |
| Settle Up | Free with a paid tier | Long-term groups and percentage splits | Some features are in the paid tier |
| Splid | Free with a paid tier | Groups where nobody wants an account | The free tier limits the number of groups |
| Spliit | Free, open source | Something simple in the browser, no account | Basic features |
| A spreadsheet | Free | Full control of the formulas | Needs upkeep and is awkward on a phone |
Busimy: split expenses and run your finances
- No daily expense cap, free.
- Equal splits, by amounts, by percentages or by income.
- Personal stays private: in a shared household, nobody else sees your own expenses.
- Each currency with its own balance, and exchanges at the real rate.
- Budgets, month-by-month metrics, cards with their installments, and investments.
- Quick entry with AI: say "45 at the grocery store with the Visa", or snap the receipt.
Tricount, Settle Up, Splid and Spliit
Tricount is the most complete free option for splitting a trip or a group: no expense cap and several currencies. Settle Up works well for groups that last (a shared apartment), with percentage splits and recurring expenses. Splid works by sharing a code, so nobody needs an account. Spliit is open source and runs in the browser.
What they have in common: they split a group's expenses. None also tracks your personal finances, which is Busimy's difference.
Which one fits?
- A trip or a one-off event: Tricount or Splid.
- A shared apartment for years: Settle Up or Busimy.
- Home with your partner or family, with personal and shared expenses: Busimy.
- If you earn or spend in more than one currency: Busimy, which keeps each one with its own balance.
Frequently asked questions
- Is Busimy free?
- Yes: every feature is free, with ads and some AI uses a month. The Plus plan, per household, adds unlimited AI and removes the ads.
- Is there a daily expense limit?
- No. You can add as many expenses as you want, for free.
- Can I move my data from Splitwise?
- You can start from today’s balances: record who owes whom and go on from there.
- Does it work on iPhone and Android?
- Yes, in the phone’s browser; you can also add it to your home screen to use it like an app.