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Expense tracker apps: an honest comparison

A good expense tracker lets you record in seconds, groups by category and shows where the money went each month. Monefy and Money Manager are simple and fast; Wallet and Spendee add budgets and accounts; YNAB is a complete, paid method; Busimy adds shared expenses and several currencies.

Busimy metrics: where the money went

The comparison

From each app's store listing and website in October 2026. Prices and features change: check them before choosing.
AppPriceBest atMissing
MonefyFree with a paid tierOne-tap entryLittle detail, nothing shared
Money ManagerFree with a paid tierAccounts, cards and reportsNot built for sharing
Wallet (BudgetBakers)Free with a paid tierBudgets and bank sync in some countriesThe best parts are paid
SpendeeFree with a paid tierShared walletsSeveral features are paid
YNABPaid, with a free trialA complete budgeting methodTakes time to learn
BusimyFree with ads; optional PlusPersonal and shared spending, several currencies, AI entryNo automatic bank sync

Which one fits you

  • You want to start now: a simple one like Monefy.
  • You want strict budgets and like a method: YNAB.
  • You live with someone and share costs: Busimy or Spendee.
  • You earn or save in more than one currency: Busimy.

What matters most: that you keep using it

The best app is the one you still open in month three. So how fast you can record (voice, a photo of the receipt, imports) matters more than how many charts it has.

Frequently asked questions

Are there apps that read my bank transactions?
Some connect to banks in certain countries. Busimy reads card statements and screenshots with AI.
Is it safe to put my spending in an app?
Check that it uses HTTPS, doesn't sell your data and lets you delete your account. Busimy does all three.